Explore ITALCREDI's Financing Products

ITALCREDI's product range covers the full spectrum of salary-secured and consumer credit options available to employees and pensioners in Italy. Whether you are a public sector worker looking to consolidate existing debt through a cessione del quinto, a private employee seeking an additional payment delegation loan, or a retiree who wants to release liquidity from pension income, we have a structured solution built for your situation. Every product on our platform has been vetted for regulatory compliance and competitive pricing. Our advisors are available to walk you through eligibility criteria and illustrative repayment schedules before you commit to any application.

Salary-Secured Credit Products

Cessione del Quinto – Employees

Cessione del Quinto – Pensioners

Payment Delegation (Delega)

Severance & Advance Products

TFR Advance – Private Sector

TFS Advance – Public Sector

Consumer Credit & Online Financing

Supporting Tools & Services

Preliminary Eligibility Assessment

Document Management Portal

Post-Disbursement Support